January 1, 2010 will issue in all types of new Mortgage Laws and Guidelines. Let me help you now, get into that new home or refinance your current mortgage loan and avoid all of the new 'red tape'.

Rates are projected to raise an entire point, bring them up to about 6%.

Working hard for you and everyone you know, with all of your mortgage needs. Thank you in advance for passing along my name and number.

Rates are in the 5% range. Perfect time to refinance, with a little breathing room before the holidays.